Terms and Conditions for Achilles Finance Loan Management Platform

Effective Date: 1/1/2022

Introduction

Welcome to the Achilles Finance Loan Management Platform (accessible at app.achillesfinance.ca). These Terms and Conditions govern your access to and use of our loan management services. By accessing or using the platform, you agree to be bound by these terms.

Eligibility

To use our platform, you must be at least 18 years of age and have the legal capacity to enter into a binding contract.

Account Registration

• Account Creation: Users must register for an account providing accurate and complete information.
• Account Responsibility: You are responsible for all activities conducted under your account.

Services Offered

• Loan Management: The platform offers services related to the management of loans, including application, disbursement, and repayment tracking.
• Updates and Modifications: We reserve the right to modify or discontinue any service at any time.

Use of the Platform

• Compliance: Users must comply with all applicable laws and regulations.
• Prohibited Use: You may not use the platform for any illegal or unauthorized purpose.

Intellectual Property

All content on the platform, including text, graphics, and software, is the property of Achilles Finance or its licensors and is protected by intellectual property laws.

Third-Party Services

Our platform may integrate with third-party services, such as banking verification (Flinks), money transfers (ZUMRAILS), email communication (G Suite), and mobile verification (Twilio). Your use of these services is subject to their respective terms and privacy policies.

Disclaimer of Warranties

The platform is provided on an "as is" and "as available" basis. Achilles Finance makes no warranties regarding the reliability, accuracy, or availability of the platform.

Limitation of Liability

Achilles Finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the platform.

Indemnification

You agree to indemnify and hold harmless Achilles Finance and its employees, agents, and affiliates from any claims, damages, expenses, and liabilities arising from your use of the platform or your violation of these Terms and Conditions.

Termination

We reserve the right to terminate or suspend your access to the platform for any reason, including violation of these Terms and Conditions.

Changes to Terms

Achilles Finance reserves the right to modify these Terms and Conditions at any time. Your continued use of the platform after such changes constitutes acceptance of the new terms.

Governing Law

These Terms and Conditions are governed by the laws of Canada.

Contact Information

For any questions or concerns regarding these Terms and Conditions, please contact us at support@achillesfinance.ca.

Acknowledgement

By using the Achilles Finance Loan Management Platform, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.